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Buy Now Pay Later Options

Do you want to spread the cost of your purchase over a period of time?

We can offer you two buy now pay later options - 6 or 9 months interest free options.

Contact us about purchasing a ring on the buy now pay later finance

You can spread the cost of your purchase over 6 or 9 months on a buy now or pay later payment plan. This is very useful for buying wedding or engagement rings. To be considered for finance you must be:

  • Over 18 years of age
  • Be a permanent resident of the UK for at least the last 3 years
  • Be in a minimum of 16 hours per week employment
  • Be able to prove your identity by providing evidence of your current address with a copy of either a driving licence, passport or a utilities or credit card bill. Proof of address must not be more than than 3 months old.
  • Those in self employment are also eligble to apply

Option 1 - Buy Now, Pay Later - up to 6 months interest free credit when settled within 6 months. The minimum order for this option is £700.00 or more with a 10% deposit.

Buy Now Pay Later is a loan spanning 6 months or more. The loan is INTEREST FREE if you settle the amount borrowed within 6 months of purchase. If you choose to repay the loan over more than 6 months the interest is charged at 29.8% APR and payable over 36 monthly instalments.

Purchase Price
Less 10% Deposit
36 Installments
Total Payable
£700
£630
£25.52
£918.72
£1000
£900
£36.45
£1312.20
£1500
£1350
£60.97
£2194.92

 

Option 2 - Buy Now, Pay Later - up to 9 months interest free credit when settled within 9 months. The minimum order for this option is £1500.00 or more with a 10% deposit.

Buy Now Pay Later is a loan spanning 9 months or more. The loan is INTEREST FREE if you settle the amount borrowed within 9 months of purchase. If you choose to repay the loan over more than 9 months the interest is charged at 29.8% APR and payable over 36 monthly instalments.

Purchase Price
Less 10% Deposit
36 Installments
Total Payable
£1500
£1350
£65.08
£2342.88
£1750
£1575
£75.92
£2733.12
£2000
£1800
£86.77
£3123.72
£2250
£2025
£97.62
£3514.32

 

Note: both 6 and 9 month buy now pay later finance options have a £29.00 settlement fee.

Contact us about purchasing a ring on the buy now pay later finance
The application process only takes approx 10 mins to complete and if successful, the finance forms will be sent you you to sign and return.